Jewelry Appraisal, Home, and Buisness
Welcome to crgappraisal.com! Our web site is dedicated to bringing you the latest information on all sorts of appraisals; from jewelry appraisals to home and business appraisals. We believe that the internet has become over commercialized and that lost in the flurry of salesmanship was the original concept behind the internet: the sharing of information. So we strive to bring you the best information possible without an attached sales pitch. We believe you will appreciate our approach. If you have any questions or comments, please email us. Who knows, the next time you stop by your question might be up in our FAQ section.
An appraisal is a professionally prepared description of an item’s value. Professional appraisers specialize in the appraisal of certain things, such as jewelry. Jewelry is an often used example for appraisal because it does an excellent job of highlighting why appraisals are necessary. While you or I or any lay person could walk up to a diamond ring and say wow… that’s pretty, I like it. We really have very little basis for determining what that diamond ring is worth.
A professional jewelry appraiser will be able to tell you specifics on the diamond ring’s value. They will look at the metal used in the ring, judge the quality and weight of the metal, and assign that a dollar value. Then they will look at the stones, grading them on four major characteristics: color, cut, carat, and clarity.
Each of the 4 C’s (as they are called in the diamond business) reflects a different aspect of the stone’s quality. A jewelry appraisal will break down how brilliant a diamond is (which is the clarity grade). This grade is assigned in any of eleven grades between flawless and included. Flawless gems are incredibly rare, and fetch a premium.
The cut can either enhance or detract from the clarity of a gem, and the appraiser will be able to tell whether the stone in question has been well cut, or poorly cut. A good cut adds to the value of a gem, while a poor cut detracts from it. The color of a diamond ranges anywhere from D to Z in the alphabet, with D graded stones being the whitest, while Z graded stones appear yellowish or brownish. The whiter a stone, the more it is worth. Finally, and most noticeably to the untrained eye; the size of the diamond affects the price. The larger the carat value (which is different from the carat value for gold, which is a measurement of purity) the more the stone is worth.
And all of that is just the beginning of a jewelry appraisal, which is simple when compared to valuing something such as a home or business. It really helps one to appreciate the job an appraiser does, and the body of knowledge they have to have a working command over. For an item like fashion jewelry, an appraisal is a nice thing to have, but when you talk about a home appraisal or a business appraisal, they are absolutely essential if you plan on buying or selling. You might get conned for some money on a bad jewelry purchase, but that’s nothing when compared to the headache of having the wool pulled over your eyes on a home or business transaction. A good appraisal can help avoid that fate.